Author: Andrew Woodward

On the twelfth day of Christmas, my true love gave to me……a credit card bill that I couldn’t afford to pay. Blowing your budget during the silly season is so easy to do. It’s not just eating one too many slices of pavlova or cake you’re feeling guilty about on Christmas night. It’s th...

Are you looking for gift ideas for the little ones in your family? Crazy spending during the festive season adds up quickly; the average Aussie spends $492 on gifts at Christmas. Rather than fork over cash for gifts to be forgotten in a few months, make the silly season a chance to invest in your...

Getting started is the most important investment decision you can make. Momentum is a powerful force and once you get going, making regular contributions to your investments becomes second nature. Before you know it, you’re well on your way to building a healthy financial future. Let’s take a...

Side hustle is work you might have heard a lot of in recent years. It is quite the trend. Generating an additional source of income is one of the best ways to reach your financial goals faster. Income from a side hustle can help you clear credit card debt quicker, add more to your wealth …...

While we’ve enjoyed relatively strong economic conditions across the globe in recent years, signs are pointing to a downturn in the next few years. As investors, it’s essential to keep a long-range vision, patiently riding out short-term uncertainty without succumbing to panic, in spite of th...

Renovation lessons might seem off topic at the moment. However, there are some great lessons here, and with stock markets falling, many people are going to turn to property. When you’re full of enthusiasm with a season of The Block under your belt, it may be tempting to plunge headlong into a p...

Falling stock markets are dominating the financial press this week. Have you heard all the panic in the media? Crazy right? In times like these I am reminded of a blog post I read some time ago that changed my opinion of investing in stock markets. The post outlined how stock indexes had performe...

Is fear holding you back from investing in the stock market? Avoiding the stock market because it seems volatile and risky could seriously impact your earning potential in the long run. Investing in the stock market is one of the best ways to grow your wealth long term and in today’s’ pos...

More money is a common desire. Money is the middleman between us and the quality of life we’re seeking. It’s the tool we use to buy or leverage the things that are most important or essential to our lives. When we think about why we want more money, it’s not usually so we can sit &helli...

Some of the earliest civilizations traded gold and thousands of years later, the intrinsic value of this precious metal still plays an important part in a modern investing portfolio. Unlike paper notes, you can’t just increase the supply of gold by printing more. Gold’s scarcity reinforce...